RISK ASSESSMENT FOR UNDERWRITING HEALTH AUTO LIFE PROPERTY - Prompt¶
Dataset 1: Applicant Profile¶
This table (visualized as a bar chart comparing key metrics) provides basic applicant information.
| Applicant Name | Age | License Issue Date | Vehicle Model | Vehicle Year | Annual Mileage (miles) | Resident Area |
|---|---|---|---|---|---|---|
| John Miller | 28 | 2015-06-15 | Toyota Camry | 2018 | 12,000 | Urban |
Dataset 2: Driving Record History¶
This dataset (shown as a timeline chart) shows recorded traffic infractions and violations.
| Date | Infraction Type | Points | Fine Amount ($) |
|---|---|---|---|
| 2017-09-10 | Speeding (minor) | 2 | 100 |
| 2019-03-22 | Red Light Violation | 3 | 200 |
| 2021-11-05 | Speeding (minor) | 2 | 120 |
Dataset 3: Accident & Claim History¶
This table (illustrated with a line graph showing claim frequency over time) details past accident events and claims.
| Date | Accident Type | Claim Amount ($) | Severity |
|---|---|---|---|
| 2018-12-10 | Rear-end collision | 1,200 | Minor |
| 2020-05-15 | Side-impact collision | 5,000 | Moderate |
| 2022-03-30 | Animal collision | 800 | Minor |
Dataset 4: Telematics Driving Behavior¶
This dataset (displayed as a multi-line graph) captures monthly driving metrics from on-board telematics.
| Month | Average Speed (mph) | Harsh Braking Events | Rapid Acceleration Events |
|---|---|---|---|
| January | 45 | 3 | 2 |
| February | 47 | 4 | 3 |
| March | 48 | 2 | 3 |
| April | 46 | 5 | 4 |
| May | 47 | 3 | 3 |
| June | 45 | 6 | 2 |
Dataset 5: Vehicle Maintenance History¶
This unstructured log (displayed in a document format) contains mechanic notes regarding vehicle upkeep.
"2021-11: Routine service performed; brake pads replaced. 2022-08: Minor engine check completed; no issues found. 2023-03: Oil change and tire rotation performed; vehicle in good condition."
Dataset 6: Credit History Overview¶
This table (visualized as a simple metric dashboard) provides key credit scoring parameters relevant for underwriting.
| Credit Score | Report Date | Debt-to-Income Ratio (%) | Payment History |
|---|---|---|---|
| 720 | 2023-08-01 | 25 | Excellent |
Dataset 7: Customer Call Transcript¶
This unstructured transcript records a recent call between John Miller and an underwriter, providing qualitative insights.
"Agent: Good afternoon, Mr. Miller. I see you had a couple of driving infractions a few years ago and a moderate accident in 2020. Can you tell me about the steps you've taken since?
John: Yes, I completed a defensive driving course after my 2019 violation and have been more cautious ever since. My telematics data also reflects smoother driving, especially over the past year."
Dataset 8: Local Sports Team Performance DS¶
This dataset (presented as a pie chart and line graph) details the win/loss records and scoring statistics of the local football team.
| Season | Wins | Losses | Draws |
|---|---|---|---|
| 2022 | 8 | 4 | 2 |
| 2023 | 10 | 2 | 3 |
Dataset 9: Restaurant Customer Satisfaction Survey DS¶
This table (visualized as a bar chart) shows recent survey results from a popular local restaurant chain.
| Restaurant | Average Rating (out of 5) |
|---|---|
| Gourmet Express | 4.2 |
| Urban Bites | 3.8 |
| Corner Cafe | 4.5 |
Dataset 10: Regional Weather Patterns DS¶
This dataset (shown as a line graph) tracks average daily temperatures and rainfall in the applicant's region over the past month.
| Date | Avg Temp (°C) | Rainfall (mm) |
|---|---|---|
| 2023-09-25 | 22 | 0 |
| 2023-09-26 | 21 | 2 |
| 2023-09-27 | 23 | 0 |
| 2023-09-28 | 22 | 1 |
| 2023-09-29 | 24 | 0 |